A lot of times you may hear coverage referred to as “bumper to bumper”.
However, many times salespeople will call coverage a bumper to bumper warranty, even if it’s not.
You should know that an extended warranty is not true bumper-to-bumper coverage unless it is an “exclusionary warranty”.
So What Is True Bumper-To-Bumper Warranty Coverage?
Despite the terminology, bumpers aren’t covered! It covers everything single component on your vehicle with the exception of cosmetic and routine maintenance components and is the closest thing to the manufacturers original factory warranty that you can get anywhere.
A lot of times you may hear coverage referred to as a “bumper to bumper warranty”. However, many times salespeople will call an extended warranty “bumper to bumper”, even if it’s not. You should know that an extended warranty is not true bumper-to-bumper coverage unless it is an “exclusionary warranty”.
What Does Exclusionary Coverage Include?
An Exclusionary warranty is hands down the best type of extended warranty you can get, the closest thing to what comes with a brand new car.
When you read an Exclusionary service agreement, you’ll notice that instead of listing the parts that ARE covered on the plan, it lists a small paragraph of what’s NOT covered.
This is because an Exclusionary extended warranty covers so many components on your vehicle that it’s virtually impossible to list them all, unless you’re in the mood to read a novel.
What Are The Exclusions?
The exclusions are things such as:
- Windshield wipers
- Brake pads and rotors
- Paint, trim, and moldings
- Oil and filter changes
- Cosmetic issues like dents, scratches or dings
In other words, the same exact things that your factory warranty does not cover.
This is definitely the type of warranty you want if you have an expensive or high-end vehicle, since luxury vehicles tend to have more obscure and costly components that aren’t likely to be covered on other types of service agreements.
Nothing is worse than finding out that one repair is going to cost you more than paying a little extra for the best coverage would have.
Generally you’ll also have a choice of deductibles when you purchase an Exclusionary or TRUE Bumper To Bumper Warranty. There are a number of things you want to take into consideration when choosing a deductible, and picking the wrong one can end up costing more money in the long run.